Citrus County Who To Call for Home Services

Recent hurricanes Helene  and Milton have left us with quite a clean up.  I thought this week I would repeat my updated “Who To Call”  list.  I have added: gutter cleaner, massage therapist, tire service, and our Century 21 office vendor list. I include  insurance info on hurricane recovery.   Enjoy our cooler fall temps coming…

Who to Call list 10/2024  click:Who to Call for Services 10: 2024

Century 21 Preferred Vendor list click:Preferred Vendor List – Sheet1

Navigating Hurricane Recovery: Tips for Managing Your Insurance Claims After Helene and Milton

As we continue to recover from the recent impacts of Hurricanes Helene and Milton, many homeowners are facing the daunting task of filing claims and managing the aftermath. To help streamline this process and ensure you are well-prepared, here are some essential tips to keep in mind:

1. Keep a Daily Journal

One of the best ways to stay organized during the recovery process is to maintain a daily journal. Document everything related to your recovery, from conversations with insurance representatives to the progress of repairs. This journal will serve as a vital record of your experience and can be invaluable if you need to reference specific details later.

2. Save All Receipts

As you begin to address repairs and other expenses incurred due to the hurricanes, make sure to keep all receipts. This includes costs for temporary housing, repairs, and any other disaster-related expenses. Keeping these documents organized will help ensure you receive reimbursement for eligible costs when filing your claim.

3. Establish Clear Communication with Claims Personnel

Maintaining good communication with your claims adjuster is crucial. Ensure you have their contact information, including their name, phone number, and email address. Regularly follow up on the status of your claim and ask any questions you may have. Proactive communication can help prevent delays and ensure that your claim is processed efficiently.

4. Document Your Claim Number and Important Contacts

Keep your claim number in a safe and easily accessible place. This number is essential for all correspondence related to your claim. Additionally, document the contact information of anyone involved in the claims process, such as contractors or inspectors, to keep everything organized.

5. Identify the People You Are Working With

When engaging with claims personnel and other professionals, it’s important to identify who you are working with. Whether it’s your claims adjuster, a contractor, or an inspector, knowing the names and roles of these individuals will help facilitate better communication and understanding. If you receive a call or visit from someone regarding your claim, don’t hesitate to ask for their identification.

Conclusion

Recovering from the effects of hurricanes is a challenging journey, but being organized and proactive can make a significant difference in managing your insurance claims. By keeping a daily journal, saving receipts, maintaining contact with claims personnel, documenting important information, and identifying the people you work with, you can navigate this process more smoothly.

Thank you for taking the time to read this guidance. If you have any questions or need further assistance, please feel free to reach out.

Courtesy of your local insurance agency,
Kevin Hewitson
Phone: 352-563-2323
Email: kevinhewitson@Allstate.com

Stay safe and take care!