TO DO January 19, 2024

Citrus County FL Festivals and “To Do” 2024

This week I update the ANNUAL Citrus County Florida  Events and FESTIVALS…

CLICK ON This link:  gives you the lastest on what to do in the county…arts and crafts, swim with manatee, snorkel, dive, scallop, kayak, fish, bike, hike…

 

What’s coming up in Crystal River and Citrus County, FL?

At the end, I also include upcoming non-golf activities at Black Diamond Ranch…

January (last weekend was the Manatee Festival in Crystal River)

27th-Inverness “Small Town Saturday Night ” Tribute to Journey; Never Stop Believin…5-9pm on the Square.

February

Ozello Craft Show & Chili Cookoff
Who will win the annual chili cookoff? This family-friendly event features a craft show and lots of delicious chili to sample.

Black Diamond’s Reese Norris performs at Twysted Vyne in Inverness on Valentine’s day. They require reservations as they expect to sell out that night.  352-419-4132; 6:30-9:30

He is also performing:  41 Landing in Floral City on February 10 from 7 pm to 11 pm and  performing at Twysted Vyne again on March 1 from 6 pm to 9 pm

March

March 4- Cocktail Party/Silent Auction 4C Fighting Cancer in CC.  GOLF tournament March 5.

Shrimp-a-Palooza
An annual festival presented by The Rotary Club of Homosassa Charitable Foundation. Join thousands of party goers for a day of food, fun, and live music.

Fort Cooper Days
A historical reenactment from the Second Seminole War. See the battle, experience authentic weapons and uniforms, and enjoy food and refreshments.

Clean Air Ride
This bike ride on the Withlacoochee State Trail benefits the Key Training Center. With four distances ranging from 14 to 100 miles, there’s a way for participants of all skill levels and abilities to join in the fun!

Inverness Big Bass Classic
Anglers will love this annual bass fishing tournament which pays out $1,000 in prizes to the biggest catch every hour!

Floral City Strawberry Festival
Celebrate local producers with fresh and delicious strawberry shortcakes and on-site cooking demos at one of the top events of the year.

Inverness St. Patrick’s Day Festival
Inverness knows how to do St. Patrick’s Day right! Paint the town green with a pub crawl, free live music, and much more.

St. Patrick’s Day on Citrus Avenue
Wear your green and celebrate all things Irish with a parade, live music, and much more on Citrus Avenue.

April

Fort Cooper Bluegrass Festival
Bring your lawn chair and head to Fort Cooper State Park for live bluegrass, food, drinks, and craft vendors under the shady canopy of oak trees.

Taste of Inverness 
A food and beer festival in Inverness, featuring a competition for area chefs. Experience the food and fun with live music, arts vendors, and more.

May

June

Homosassa River Fireworks Fest & Poker Run
An all-day poker run on the Homosassa River followed by a brilliant fireworks display make for a day of outdoor fun for the entire family!

July

Inverness Patriotic Evening
Celebrate the 4th of July in Inverness with a stunning fireworks display over Lake Henderson and live music.

https://www.inverness-fl.gov/550/Patriotuc-Evening

4th of July Celebration
Crystal River’s annual 4th of July celebration takes place at Kings Bay Park and includes a parade, fireworks, live entertainment, food, beer, and wine – and more!

August

Pine Street Jam & Parrothead Party
Calling all Jimmy Buffet fans! This parrot-themed downtown street party in Inverness features live music, food vendors,

October

Cooter Festival (activities all month)  10-5
Rock out at this three-day music festival at Liberty Park in Inverness. Enjoy beautiful Lake Henderson, live performances, family-friendly carnival rides, food vendors, and more.

http://www.inverness-fl.gov/685/Cootertober

Haunted Tram Ride (Spooky Springs)  6-10 pm
A Halloween-themed fundraising event sponsored by the Friends of Homosassa Springs Wildlife Park, enjoy a haunted house, costume contest, and a spooky tram ride at the park!

https://www.floridastateparks.org/events/spooky-springs-0

Heritage Village Scarecrow Festival 
Bring the kids to this fall celebration at Heritage Village in Crystal River. This festival features pony rides, hayrides, a pumpkin patch and live performances.

http://www.theshoppesofheritagevillage.com/UpcomingEvents.html

  

Withlacoochee Annual Ride 
On the first Sunday in October, join the cyclists who will ride all 46 miles of the beautiful Withlacoochee State Trail. Or signup to volunteer at this family-friendly event.

November

Inverness Festival of the Arts  ; 10-4
An Inverness tradition since 1971, on the first weekend in November, join art lovers to browse 100 booths of fine arts and crafts at this free two-day event.

https://inverness.gov/527/Festival-of-the-Arts

Blues “N Bar-B-Que    Mark your calendars. Live blues and mouth-watering barbecue make for a perfect combination at this fun outdoor festival in Homosassa.

https://www.ncfob.com/

Ozello Arts, Crafts, & Blue Crab Festival 
A tradition celebrating all things arts, crafts, and blue crab. Enjoy food, drinks, locally made goods, and lots of delicious blue crab delicacies.

Stone Crab Jam;; 12-10pm
Sponsored by The Kings Bay Rotary, don’t miss this street festival featuring fresh stone crabs, beer and wine, and live music on three stages!

Black Diamond Ranch Coming events (non-golf):  January

postponed  due to weather—-Saturday 1/20 Farmer’s Market: Chili Cook-off Saturday ($5 donation to Black Diamond Foundation) rescheduled 2/17

Choir Concert; Sunday  1/23; 2-3 pm

Lunch and Learn Monday, 1/29 12-1  Black Diamond history

Valentine’s Dinner Dance February 14.

 

 

 

 

Home Maintenance January 13, 2024

Maintenance To Do January 2024

At the beginning of the year we are reminded by many to “declutter and clean.”   With the cold, rainy winter we are having in Florida, we find ourselves at home more… with the extra time…we have time to address some home chores.  In this week’s blog, I report again on how to maintain your real estate investment, and the much needed routine maintenance on things around the home. I read an article from the  National Association of Realtors that addresses eight common fixes that show up in inspections reports… “fix now or fix later?”   Bob Vila’s article addresses 18 areas of your home you may not be cleaning…and should.

You may not be selling your home, but you do want to have it in its best shape, and keep it that way. You  don’t want to have to do a lot of repairs before you put your home on the market. Some items found in an inspection can make or break a sale,  particularly if the buyers are unsure about the items flagged in the report.  No home is perfect according to a NAR home inspection service person. The home inspection a visual review of the home’s structure and its key components, including the plumbing and electrical systems.  Higher cost replacement parts and systems may be used to renegotiate the sale price. So what are some of the things that you should be looking for in keeping you’re home  in good shape? A  home inspector will look for signs of structural issues. Even minor hairline cracks in the concrete slab or on the interior walls can set of an alarm. Inspectors will walk on the outside of your home, looking for cracks in the stucco.  Some electrical panels have been recalled because of fire hazards.  They include some of the “Challenger” brand boxes that were put in Black Diamond homes back in the 1980s and early 90s.  Inspectors will be looking for plumbing issues including leaks. Even small leaks can lead to a lot of damage.  They will check, of course the age of  home air conditioning and hot water systems. How old are they? How much life do they have left?  Inspectors will look for potential safety habits in a home  such as tripping hazards from cracks in the driveway or steps into the house or missing or loose handrails.   You need to replace your smoke detectors every 10 years.   Inspectors  will look on the outside of your home for drainage “washouts”  to see if the water from  sprinklers and/or rain is draining properly away from the house.  Too much water near foundation is not good.  Everything is fixable and none of the items that I mention today should be dealbreaker during a sale if owner has been proactive in maintenance.

link to full article:8 Common Home Inspection Issues- Fix Now or Later?

Bob Villa gives you some other ideas about 18 cleaning spots often neglected in your home. People can have areas of their homes they never even think about cleaning… places where dirt, dust and germs may be lurking. When was the last time you cleaned your shower curtain? Your kitchen trash can and its cabinet area.  Vila  includes information on vacuuming underneath and behind furniture, replacing refrigerator gaskets, periodic cleaning of refrigerator coils. Clean out dryer vents yearly.  Your remote controls and hand held devices can also harbor germs.  Clean: the tops of ceiling fans, window treatments, light switches, and shower curtains. —-If anyone has someone who will clean window treatments like our Levolors,  please let me know. It’s expensive to have them cleaned, but there are not many people who do this job, and I’m looking for someone.  

Link to full article: 18 Spots in Your Home You Probably N ever Clean—But Should – Bob Vila

I have cleaned out file cabinets, kitchen drawers,  tried a new product to clean the tile grout, donated a lot of Christmas decor and clothes…I much rather be riding my bike or golfing…hope this weather turns warmer soon.  

Uncategorized January 6, 2024

Citrus County Winter Restaurant Update 2024

We had some great dining experiences over the last month.  We tried: Glory Days (coming to Lecanto), Dave & Busters (one in Ocala, Topgolf  (one in Tampa), and Panda Express (newly opened Lecanto.)   We returned to: our two fav lunch places (Jimmy T’s and New England Cafe)  and  tried KC Wine & Bistro (Beverly Hills); Oscar Penn’s (Inverness) Amy’s on Fifth (Crystal River) Seafood Seller (Crystal River)  and Black Diamond Ranch.

Another of one of our favs is Seafood Seller:  Six of us enjoyed grouper, mahi mahi, shrimp scampi, crab cake, gumbo, and clam chowder.   YUMMY

We all had a wonderful meal at Oscar Penn’s, and I would say that Oscar Penn’s now is our favorite restaurant in the area.   Everybody’s meal was cooked to perfection. Most of us elected to try the wahoo fish.  It was a treat to have “wahoo” (not available year round.)   Lloyd had venison meatloaf, Russ the seafood risotto.  Joan says the caprese salad is the best around. We returned this weekend with our of town friends for dinner. Katie loved her pasta with shrimp-too much to eat; Rick and Art had  salmon…very good.  I had the she crab soup which is awesome and the dungeness crab cakes were also good.

 

Panda Express (NEW: Lecanto) Reasonable priced dishes. Mostly carryout-I ordered on line-walked in and picked up our order.  Parking lot full, but spots for pickup .   We chose their signature dish Orange chicken and  beef pepper steak bowl.  You choose a side: we had the fried rice and chow main noodles).  Noodles good.  Also tried the egg and spring rolls, (OK) and the Apple pie roll-again okay) 

I prefer Thai. 1850 N Lecanto Hwy, 352-663-8899. www.pandaexpress.com

We ventured to Glory Days after picking my brother up from the airport. We stopped in Brooksville and had a wonderful meal. Art enjoyed his meatloaf, and the clam chowder is one of the best in the area. Wings were good.   I would guess  I will be there often for that clam chowder!  Brother Jerry’s redfish with sauce was also very, very good. Service was excellent. Amazing place: having at least 30 large screen TVs.    I am told the outside area also had as many TVs. Looking forward to our own restaurant here in Lecanto. 

 

KC’s Wine  Bistro is a nice close spot to have dinner.  It is one of the few places around to offer Cobia fish.  Again we really like  mild white fish.   Veggies and a simple salad are included.  They do not serve potatoes, but they do have ample side dishes:potato salad, pasta salad; jasmine rice 

At our annual Christmas luncheon at Amy’s on Fifth,  and we split the Amy’s club and it was very good. Amy’s changed her cookie recipe and I don’t think it is as good as it was before … now has M&Ms in it. 

Enjoyed lunches at Jimmy’s New York Deli in Hernando (Chicken soup Boer’s Head sandwiches)  and New England Cafe (Beverly Hills):  tuna melt and lobster salad.

While  in Myrtle Beach for the holidays, we took the grandchildren to Dave & Buster’s as you know, there is a Dave & Buster’s in Ocala, which they have visited when they are here. I’ve never been to one … bit noisy, but the kids enjoyed the different games and challenges. We had lunch there. They enjoy the pretzel dogs in and Art and I  split the chicken planks and fries…very good.

In SC we also returned  to Topgolf.  (and there is a Topgolf facility in Tampa).   A fun experience to get the family involved in hitting golf balls… in a covered area.   The food is good and very good service. Excellent flatbreads.  https://topgolf.com/us/tampa/

We enjoyed the turkey buffet at Black Diamond Club. We continue to enjoy the hotdogs, quesadillas and had some good vegetable soup.  Ordered the grouper bites as an appetizers snack one afternoon; they are excellent.

Uncategorized January 1, 2024

Real Estate Stats Ridge Area Citrus County & Money Saving Ideas

Happy New Year!  

My first blog of 2023 deals with single family real estate sales in the Ridge area of Citrus County,  and I include stats for the areas, and a link to what sold last year.  In general sales were affected by less inventory and higher mortgage interest rates, but sale prices are still good.  I also include a guest article on investing (flipping)  real estate to… finance…perhaps  college…And I include some Bob Vila thoughts on what not to waste your money on in 2024…

 

When you click on the link to view sales, if my name comes up, x out at right corner and then choose three lines at top right and choose your view.

Black Diamond: 2022: 46 sales;

2023:  30 Sales:

https://agent.onehome.com/en-US/properties/map?token=eyJPU04iOiJDSVRSVVMiLCJ0eXBlIjoiMCIsInNldGlkIjoiNzMyMDE1MyIsInNldGtleSI6Ijk3IiwiZW1haWwiOiJsc3Rob21hczc3QGdtYWlsLmNvbSIsInJlc291cmNlaWQiOjAsImFnZW50aWQiOjM1ODEsIlZpZXdNb2RlIjoiMiIsInNvdXJjZSI6IkVtYWlsIn0=&SMS=0&searchId=33c3b633-6057-3053-abe7-d40554b8a6c9

Pine Ridge: 2022:152 sales

2023:  159 sales:

https://portal.onehome.com/en-US/properties/map?token=eyJPU04iOiJDSVRSVVMiLCJ0eXBlIjoiMCIsImNvbnRhY3RpZCI6MjI2NTcyLCJzZXRpZCI6IjczMjAxNTQiLCJzZXRrZXkiOiIzMjQiLCJlbWFpbCI6ImxzdGhvbWFzNzdAZ21haWwuY29tIiwicmVzb3VyY2VpZCI6MCwiYWdlbnRpZCI6MzU4MSwiVmlld01vZGUiOiIxIn0=&SMS=0&searchId=18bb8e36-9141-3155-bb80-2ebbd71e7aa6

Meadowcrest: 2022: 38 sales

2023: 51 sales:

https://portal.onehome.com/en-US/properties/map?token=eyJPU04iOiJDSVRSVVMiLCJ0eXBlIjoiMCIsImNvbnRhY3RpZCI6MjI2NTcyLCJzZXRpZCI6IjczMjAxNTgiLCJzZXRrZXkiOiI0NDQiLCJlbWFpbCI6ImxzdGhvbWFzNzdAZ21haWwuY29tIiwicmVzb3VyY2VpZCI6MCwiYWdlbnRpZCI6MzU4MSwiVmlld01vZGUiOiIxIn0=&SMS=0&searchId=12a33f5d-0e66-348b-876d-de75145c5cb5

Laurel Ridge: 2022: 11 sales

2023: 22 sales:

https://agent.onehome.com/en-US/properties/map?token=eyJPU04iOiJDSVRSVVMiLCJ0eXBlIjoiMCIsInNldGlkIjoiNzMyMDE1NiIsInNldGtleSI6IjY1NCIsImVtYWlsIjoibHN0aG9tYXM3N0BnbWFpbC5jb20iLCJyZXNvdXJjZWlkIjowLCJhZ2VudGlkIjozNTgxLCJWaWV3TW9kZSI6IjIiLCJzb3VyY2UiOiJFbWFpbCJ9&SMS=0&searchId=86981346-fe2f-3e23-a616-c75673911bb2

Terra Vista: 2022: 124 sales

2023: 73 sales:

https://portal.onehome.com/en-US/properties/map?token=eyJPU04iOiJDSVRSVVMiLCJ0eXBlIjoiMCIsImNvbnRhY3RpZCI6MjI2NTcyLCJzZXRpZCI6IjczMjAxNTUiLCJzZXRrZXkiOiI1OTIiLCJlbWFpbCI6ImxzdGhvbWFzNzdAZ21haWwuY29tIiwicmVzb3VyY2VpZCI6MCwiYWdlbnRpZCI6MzU4MSwiVmlld01vZGUiOiIxIn0=&SMS=0&searchId=1184aca5-1cd4-3d43-a08f-39d860171188

How to invest in real estate:  Guest Blogger Bonnie McDonald 

link to article: House Flipping for Higher Education_ Your Path to College Funding

Bob Vila article on how to stop wasting money in 2024.

link to article:20 Things You Should Wasting Money on in 2024 – Bob Vila

Home Maintenance December 18, 2023

Aging Roofs and Homeowner’s Insurance

Last October I received a phone call from a Black Diamond resident who owns a village home concerned about homeowners insurance. He was able to get a four-point inspection and got affordable home insurance. Didn’t think much about it until in the last couple weeks,  I had someone come through who wanted to buy a home in Black Diamond,  but said if a  homes’s  roof is more than 20 years old,  that homeowner’s insurance was going to be close to $6000.  Again I didn’t think much about it,  and told him to do this that and the other thing …get a four-point inspection and check with several insurance agencies etc.  And then this week,  things got personal when we received our homeowner’s insurance bill.   It went from $3816.34 to $5346.31!

Our roof is 23 years old.   That is part of the reason, price is up,  but also building replacement costs are up.  (Good thing the house is worth more money.)   Our roof has never leaked,  why replace it to lower insurance costs?  We were told when we built, and Don Poss who replaces most of the tile roofs in Black Diamond still says tile roofs last 35-50 years.   Insurance companies do not view it that way!   So I decided to do some research this week,  and you will see that almost none of the village homes’ roofs,  have reached even 30 years before replacement.

A little history here of Black Diamond roofs…Some of the villages had problems when the homes were built… the roofer did not put steel in the valleys and the roofs leaked.  Many had roof repairs and that’s a bandage… because eventually the roof has had to be  replaced. You  will see I have gone through the  villages here starting with the oldest  to the newest, and you can see the ages of the home,  what was paid for a new roof.   Roof replacement costs have skyrocketed,  But why  do you replace your roof if it’s not leaking?   And of course,  our Black Diamond ARB rules cite that you cannot just put any roofing on your village house. If it’s in the villages that have tile roofs, you have to have a tile roof . Exceptions over the years have been made for Bent Tree who had cedar shake roofs and  Pinelake  because roofs were leaking and after active hurricanes like CHARLIE made roof tiles very expensive and unavailable.  So exceptions were made for those .two villages, and  they came up  with an acceptable asphalt shingle roof as a choice. 

Now today, when you look in Barton Creek,  I think some rules have been changed. There are tile roofs that have been replaced with tile, steel  (looks like tile) and a composite roof, all pretty pricey.   About three other village homes have been replaced with a steel roof that looks like tile. 

I think we have some major problems coming…  With real estate prices up,  home mortgages costs up, I read… Florida has three times the costs for homeowners insurance…resale sales of homes with older roofs are going to be hurt.   Our  ARB needs to rethink,   allowing the villages to choose a roof that is good looking, durable and may be not so expensive.  

I was told by my insurance company to shop for another insurance company would-be costly since it is like starting over…inspections would need to be done.  Instead,  I was told if I have a wind mitigation inspection,  it can lower the price of my insurance.  My inspection is scheduled for Wednesday- I will let you know.  Cost for inspection is $120.    My home was built in 2001 and in 2002 Florida roof specifications were changed and required 4 point wind mitigation construction.    So a home built after 2002,  should have the right wind mitigation specs.    I do not know, if a roof is not built  to the new 2002 standard code, if it can be remedied … I  emailed  a couple of builders,  but did not hear back. 

Another roof topic…colors!   Treyburn now has 4-5 colors instead of just terra cotta.  Barton Creek roof changes also make for  more than one color.  I think all look fine. One village color for all  …not necessary .  Choices with approval I think are good! 

If you have not had your roof inspected since you bought it, or built your home, a roof inspection to look for cracked/moved tiles and replacement of the broken tiles,  can help with preventing leaks and damage…furthering the life of your home’s roof.

By the way,  Homeowner’s insurance companies are not insuring homes with hot water heaters over 15 years old.

 

These roof change out  facts came up from the property appraiser’s office website for the most part.  Scary,  few to no homes’ roofs make it to even 30 years old!

They can do a wind mitigation

Anderson Inspection Matt Foster 352-346-4711

JD inspections Jamie DiLeo 352-634-5223

Home Inspection Services Dan Torres 352-220-4994

Southern Exposure Chris Ensign 352-302-6

RestaurantsUncategorized December 9, 2023

Citrus County Early Winter Restaurant Update

Time for the monthly check on Citrus County restaurants.  We returned to several favorites and still look forward to experiencing the re-opened Joes’s Family Restaurant.  Have a report on the new restaurants Mikang Sushi and LaPergola Italian and Argentinian Ristorante.   We tried a local fish fry at the Greek Orthodox Church. Printable pdf files for each CC restaurant areas with contact info at end.

We had lunches at Hernando’s Mike’s Other Place Deli and Dogs. It was not as crowded this second visit.. It’s OK place… they do have Italian style meals to go that you bring home and heat up yourself.  Menu changes, but they have had lobster ravioli, cannelloni, spaghetti and meatballs and lasagna, to name a few. All priced like $11.99, $12.99.  The entrées look big enough to share.

We tried to have lunch at the newly reopened Joe’s Restaurant in Inverness. We were there at 11:30, and there was a half hour to 40 minute wait, so we didn’t stay. They are closed on Wednesday.  Obviously, a very popular place.

We continue to have a good lunches at Jimmy‘s T’s NY Deli, (learned we liked not only the soup and sandwiches but his lemon mascarpone and rice pudding),  New England Café, Cattledog’s,  and The Breakfast Station

We had dinner at Beverly Hills Las Magueyes Mexican, and our large sized group had good food and service. Large  variety of meals were ordered . Everybody enjoyed their meal , tacos, fajita taco salad, fajitas, burritos, and enchiladas.

 

We had lunch and dinner at the Lecanto’s Saint Michael’s Greek Orthodox Church. They have a Fish Fry every Friday.   It was very good. I had calamari and fish. Excellent! (brought leftovers home-huge portions)  Shrimp was good. Everybody seemed to enjoy their meals  including this week’s meat item…1/2 a broasted chicken.  Rice pudding french fries and cole slaw included and you can order Greek salads for $.  They do a great carryout business.   Entrées are very reasonable like $13.00. +  You can bring your own bottle of wine.  For info,  look at website:

https://www.archangelmichaelgoc.org/extras/fish-fry

It’s been a while since we went to  Homosassa’s Wallaces At Greenhouse. Our table of four had ordered the pesto cod, the honey salmon, the fillet, and the prime rib.  And all of them were delicious! We opted out of the included garlic mashed potatoes for extra veggies or for an up charge, ginger mashed sweet potatoes.  For dessert we had a flourless  chocolate torte, butter pecan gelato, and pumpkin cheesecake.  YUMMY!  They serve a delicious loaf of bread. Salads are extra; wine is seven dollars. Nice service,  nice setting.

 

I have this recommendation from the nextdoor.com website… and this is what the person said  about the new place in town:  Mikang Sushi…”We lived in Okinawa Japan for five years, so we’re pretty picky about Japanese food. I’ve been searching ever since we moved here in 2021 for good Ramen and sushi we’ve tried everywhere from Crystal River to Ocala and finally found a restaurant with authentic Ramen and great sushi! They just added two types of Ramen to the menu last week.” 292 N. Heritage Oaks Path in the strip mall off  486, next to Heritage Village.  No delivery but they do take out. They also have Korean dishes, “ambience is wonderful interior staff is very attentive and nice.”  352-513-3588; www.mikangsushi.com

NEW: LaPergola Italian and Argentinian Ristorante 2780 N Florida Ave, Hernando,

Heard good things from some, okay from other.  (352) 503-2242  https://www.facebook.com/p/La-Pergola-Italian-Argentinian-Ristorante-100091944200665/

Black Diamond Ranch:  We continue to enjoy our Sunday breakfast… now that we figured out how to order our fried eggs properly… over light.  We enjoy the light bites nights Art  enjoys  the hotdog, and I always like the southwest quesadilla with chicken.

The Christmas dinner was fabulous, I hear.  Decorations were classy. Attendee comments: “sea bass melted in your mouth…claw bar over ice was fabulous, beef tenderloin cooked perfectly…cut with your fork.  Dessert bar was a great presentation and sample-sized  so you could taste all four desserts!  Lots of dancing!

Lecanto, Bev Hills, Hernando Restaunts 2023

Homosassa Eatries 2023

Inverness 10:2023 up Restaurant

Crystal River 2023 Restaurants

 

Shopping December 2, 2023

Citrus County Florida: Where to Shop

Shopping locally: 

Your grocery stores: Publix, Winn-Dixie, Save A lot, Rutabagas Natural Foods; 4 Walmarts (Inverness, Lecanto, Dunnellon, Homosassa) Home Needs: Home Depot, Rural King, Lowe’s.

Department store:  several Bealls.

If you are a Shop ’til You Drop person, Citrus County is centrally located to some of the best malls around and you should be able to shop to your heart’s content not only locally, but in Tampa, Ocala, Gainesville and Orlando.

(Coming: Target, Aldi, Ross for Less, and ? )   Highways 491-486 in Lecanto

For everyday needs in Citrus County:

Butcher shops: Angus Meats in Dunnellon, 5274 W Dunnellon Rd, 352-465-0241;     https://www.anguswholesalemeats.com/ 

and NEW:  Lecanto:Chopping Block Meat Market 1209 S Lecanto Hwy (491)  352-249-7689

Do you enjoy unique Fashion Boutiques?

Hernando’s Wisteria Boutique is a women’s boutique specializing in fine apparel, accessories, jewelry, unique gift items for the home and all occasions. They feature local artwork “for sale” as well as handmade jewelry by local artisans.  Heritage Plaza. 352-270-8019.Located next to Cattle Dogs Roaster.   https://www.wisteriaboutiqueshop.com/  

Beverly Hills: Wisteria II consignment clothing and accessories, handmade jewelry, beads and beading classes. 4029 N Lecanto Hwy (491); 352-697-0784; www.wisteriaboutiquetoo.com

Crystal River offers a very nice ladies’s boutique: The Cotton Club: They feature such fine lines as Joseph Ribkoff, Brighton accessories, Jams World, Yellow Box, Tommy Bahamas, Jag Jean, Belldini, Gator Gear, Alex and Ani, Slimsation, Clara Sun Woo, and Spartina. They offer a unique line of jewelry, shoes and accessories.Citrus Ave, Crystal River; 352-563-2582

If you are looking for home decor and or an unusual gift…check these places:

Lecanto: Circle of Friends Gifts located in the VA/Government Complex (behind Diamond Ridge); Monies earned are used for the Feed Seniors programs.  Cute decor, jewelry, clothing, very reasonable prices.  Many are handmade. 2804 W Mar Knighton CT 352-5993;  10-2 Monday thru Friday.

Beverly Hills:  Highly Favored Antiques and Mercantile

Everything from food to furniture.  30 artisans creations in the store.  FREE SANTA PHOTOS DEC. 2. 10-2. 4051 N LECANTO HWY (491) 352-302-5111. 

Crystal River: 4 Seasons Wreaths Co; Local artisan Annette Damron make beautiful seasonal home decor items.  And she offers classes to teach you!  8675 W. Godfrey LN, 352-794-3009 4seasonswreathscollc@gmail.com

HERNANDO: 

NEW:  A Cracker Canvas: home decor, artist supplies, paintings and art work; 2211 E 486 (Novel Bryant) ; 352-212-4011

CRYSTAL RIVER;

Several shops in the Crystal River Heritage Village: including 

Tea Bar, The Highlander Café and the River Ranch Bar & Grill. All nestled among the canopied Oaks, Palms and Magnolia trees in the historic downtown of Crystal River

Also in the Crystal River/Citrus Ave area and across 19 from Heritage Village:   Amy’s on the Avenue Shopping & Bistro is a great place for lunch and gift shop.  Several other gift and clothing stores on the Avenue.

  https://www.facebook.com/Amysontheavenue

INVERNESS:

Ritzy Rags and Glitzy Jewels https://www.facebook.com/RitzyRagsandGlitzyJewels.etc

Connor’s Gifts: clothing, handbags, gifts.  218 Tompkins St., 352-344-9796

https://www.facebook.com/ConnorsGifts/

HOMOSASSA:

Pottery: Pepper Creek Pottery www.facebook.com/peppercreekpots

Jewelry and accessories: The Glass Garage (Stained Glass Artist’s Studio) Household items and jewelry. (352) 212-3617.10823 W Yulee Dr.

DUNNELLON:

Try the Historic Village Shops of Dunnellon  antiques, curiosity shops, gift shops…off Hwy 41.  Grumbles House Antiques and Garden Shop. flowers, yard art, home decor 352-465-1460; 20799 Walnut St. https://grumbleshouseantiques.com

BTW  Flower Time Florist has moved to Homosassa Trail.

 

SHOPPING CENTERS:

Click on each shopping center’s link to learn more: 

Shopping Less than an Hour Drive :

Paddock Mall (Ocala) Macy’s,  Belk; 

Berkshire Oaks (Ocala) includes Kohl’s, H.H. Gregg and Sports Authority (Ocala…off Hwy 200 near I-75).

http://mallsdb.com/fl/berkshire-oaks

Market Street at Heathbrook in Ocala on Hwy 200 includes Dillard’s, Dick’s Sports World, Barnes & Noble, Chicos Outlet, Talbots Outlet, ULTA and DSW Shoe Warehouse.

Shopping that is an Hour Drive or More :

Citrus Park Town Center (Tampa)  www.westfield.com

International Plaza (Tampa) shopinternationalplaza.com

Westshore Plaza (Tampa)  www.westshoreplaza.com/directory/

Oaks Mall (Gainesville)  Dillard’s, Macys, Belk’s  www.theoaksmall.com/

Tioga Town Square (Gainesville)  www.tiogatowncenter.com/

The Shoppes of Wiregrass (Wesley Chapel) www.theshopsatwiregrass.com/

Tampa Premium Outlets (Lutz) https://www.premiumoutlets.com/outlet/

The Florida Mall (Orlando) www.simon.com/mall/the-florida-mall

The Orlando Premium Outlets www.premiumoutlets.com

Millenia Mall  (Orlando) http://www.mallatmillenia.com/

In Citrus County, food and the basic necessities of life are close at hand without the traffic you’ll experience in the big cities, but when you want a shopping field trip, try Ocala, Orlando, Gainesville or Tampa.

12/2023 

courtesy Linda Thomas, Century 21JW Morton  352-464-4881

Uncategorized November 18, 2023

Citrus County Growing Population

As we approach the holiday season and this week Thanksgiving,  we can reminisce about that first Thanksgiving where settlers celebrated a great harvest.  America was and continues to experience growing migrations. However, population growth is less than it has been. This week, our broker  sent out an article on US migration. Where are people moving to?  Important  to know, as you watch your real estate investment value change.  

I became curious to see some numbers on how fast our Citrus County seems to be expanding. According to World Population Review  The 2023  Citrus population is 157,626, and in 2010 it was 141,238.  

See chart: CC population

 

Population Growth Continues to Decline Nationwide

The U.S. population grew by a meager 0.38% between July 2021 and July 2022 — which, while slower growth than normal, was still higher than last year’s record-low rate of 0.16% growth. This uptick can be attributed to two major factors: fewer deaths as a result of the COVID-19 pandemic and a significant influx of net immigration from abroad. In fact, the United States gained more immigrants in 2022 than the past four years combined. These numbers varied significantly by state. The states that saw the greatest population increase were Florida (1.91%), Idaho (1.82%) and South Carolina (1.72%), with losses greatest in New York (-0.91%),Illinois (-0.82%), and Louisiana (-0.8%). Overall, nearly two in five states saw their populations decline in the last year. 18 States Lost Population Over the Past Year. 

While the jump in mortgage rates has made it more financially difficult for American homeowners to move, millions will continue to do so each year by necessity and when they do, they’ll gravitate toward lower-cost-of-living areas.

  • Even with very low national population growth expected for the next several decades, the U.S.remains in an extreme housing shortage. Unless we build new housing at a much faster pace than we are currently, we will continue to see more demand for housing than available supply. This should continue to keep prices relatively high.
  • Americans are still moving to the suburbs — just not in the same numbers as last year. Cities in general appear to be poised for a resurgence, although the numbers for each individual city will vary.
  • The Southeast remains incredibly popular for inter-state movers, many of whom are leaving coastal cities in search of more space and a lower cost of living. 
  • Baby boomers have overtaken millennials as the largest cohort of home buyers. Keep this in mind when staging homes for sale; the most common buyer in your market may not be the millennial family with kids on the way.The “silver tsunami” — in which older Americans free up a big chunk of the housing stock — is unlikely to hit in earnest for another decade or two. 

link  to full article: 

Side-Where-are-People-Moving-2023-3

 

 

Home MaintenanceReal EstateUncategorized October 27, 2023

Is Your Home in “Scary” Shape?

With Halloween just around the corner I ran across some “scary”  information concerning real estate and your home. (1) NAR suggests these home decorations are “horrifying.”  (2) Nothing is more wicked than having your home burglarized.   Bob Vila offers ideas for home security. (3)    Home inspections can become a nightmare; prevent bad reports with a little TLC for your home. (4)  (I include an updated “who to call for services” list.) 

Get ready to gasp and scream with the Styled, Staged & Sold blog’s

annual countdown of the overdone trends we’re ready to say goodbye

to in the new year. This list is compiled from designer input and

consumer surveys.  Some outdated trends include barbiecore; all white bathrooms; alternate stainless steel appliances; super shiny surfaces; mini backsplashes;  dining room backless benches, and there is more. 

link to full article:

https://www.nar.realtor/blogs/styled-staged-sold/10-horrifying-home-design-trends-2023-edition

36 Easy Ways to Protect Your Home from Break-Ins.  How can air conditioners and car keys protect you from being burglarized? Read on for clever tips and tricks to improve your home’s security.

This article suggests shine a light; keep the big ticket purchases a secret; close garage doors; install cameras; replace hollow core exterior doors; install a security system; keep car keys at your fingertips; get a fake dog; reinforce sliding doors;  install driveway alarms, motion detectors and much more!

link to full article:

https://www.bobvila.com/slideshow/36-easy-ways-to-protect-your-home-from-break-ins-52902

Prevent spooky home inspections reports with routine maintenance chores.   Check and replace air conditioning filters; clean dryer vents; test smoke detectors; inspect fire extinguishers;  clean the garbage disposal;  run water in the unused bathrooms; check house for leaks;  inspect grout and caulking for cracks; inspect and clean gutters.

So this week, I’m going to talk a little bit about those home inspections that I’ve had in the last year and the problems that have come based on repair needs found in a home.   These repairs usually come back to the homeowner to repair. 

Was  your home built in the 1980s and 1990s?  Check your electrical box- it if it  is a “Challenger” electrical box, they will not pass inspection because homeowner’s insurance companies will not approve them.  The boxes have proven to be a fire hazard, and the boxes were discontinued-so parts are not available for them. A replacement electrical box is going to cost you $1200-$1800. Info from local Inspector Tony Heitz (Advanced Home Analysis):

http://www.brubakerinc.com/home-services/challenger-electric-panel-fire/

Roof:  Many homes in Black Diamond have aging roofs.  Insurance companies have raised rates, make sure you have your roof inspected and when necessary follow the POA guidelines (now under review).

Water Heater-If you’ve gotten 14 to 20 years out of your hot water tank and you have not replaced it— you may want to think about doing that before it goes and leaks water all over the place.  Water damage is not fun. You can get a high efficiency hot water tank, and this is a plus item for a home sale. You also may have to make sure that the gas heaters are installed properly… back in the 1980s they installed them on the floor but now the ignition source has to be 18″ above floor in garage.  You may want to check your hot water heater.   Also insurance companies will not issue a home insurance policy to a new owner, if the heater is more than 15 years old. 

When was the last time you had your house painted on the outside? The majority of homes being built are concrete block with stucco. The paint protects the stucco. And it was recommended that the outside be painted every eight years. I have a home inspector, who’s also a contractor, says he paints his house every five years to make sure that there’s no water damage happening and look for  cracks in the stucco/concrete.

While you’re checking that out,  check your facia board, if there’s any rotting facia board, (or chewed area by squirrels) you should have that trimmed out and repainted. 

When was the last time you had your gutters cleaned out?  

You know clogged gutters can cause a back up of water which can cause roof leaks and foundation damage:

https://t.e2ma.net/webview/bvde1c/9b21429791d121957a9065780a6c42af

When was the last time you had your dryer vent cleared out? It should be cleaned out once a year, otherwise a clogged  dryer vent can cause fires. See the article by a home local home inspector Chuck Baker (BPG Inspections)

https://www.cpsc.gov/s3fs-public/5022.pdf

How old is your swimming pool? If you had  pitting or spots showing up in pool surface, it’s time to have a resurfacing done. That could run  anywhere from $3000-$5000.

Do you have a septic tank?  Have you had it cleaned out and inspected lately?   New septic installs are subject to stricter materials for environmental safety and cost a lot of money!  Take care of the one you have!

Does your garage door have an electronic safety eye (reverses the opening and closing)? Older models without them, do not pass inspections.   Are the springs on the door safe?   Best to have an inspection and repair before someone is injured by a falling door. 

There you have the outdated and neglected items that were identified during recent home inspections that caused monster headaches for the seller!

 

who to call for services:Who to Call for Services

 

Last, but not least….

We live in scary times…pray for peace!

senior livingUncategorized October 20, 2023

Building a Financial Future

 

This week’s blog is from Bonnie McDonald (Seniorriches.com)

She has some good ideas and  resources for managing money especially for and in retirement.  It is  a comprehensive compilation of tips and tricks that can help.

 

To live comfortably in retirement, it’s best not to put all your eggs
> in the Social Security and Medicare baskets. But what should you do to
> ensure you have enough to not only live on but thrive on and when
> should you start saving?   I provide tips and resources on how to create a
> retirement and later-in-life healthcare safety net that isn’t
> dependent on Social Security or Medicare.
>

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Image via Pexels

Building Financial Health for a Secure Future

It’s an unfortunate truth that as we get older, Social Security and Medicare may not be enough to cover our expenses. Taking the time to build financial health now is essential for a secure future.

Make the Most of Your Savings Goals

Regions Bank notes that the key to building financial health is creating savings goals and making sure those goals are met through consistent contributions. Start by setting realistic goals such as saving 10% of your income each month. Then look into ways to maximize your savings by researching different investment options or taking advantage of employer-matched retirement plans.

Earn Additional Income

Earning additional income streams can also help increase savings goals and build financial health over time. Consider starting a business or investing in stocks, bonds, and mutual funds so that any extra money earned can be put towards building financial security. Do some research online to find out more about small businesses in your area to get an idea of any gaps in the market. Every state has its own rules for LLC formation, but a formation service can help you file with considerably fewer fees than an attorney. Be sure to compare your options.

Find Ways to Save More

Finding ways to save more money for retirement involves both large and small approaches that can add up over time. On a larger scale, consider strategies such as increasing your 401(k) contributions or investing in an IRA. On a smaller scale, everyday savings can also make a significant difference. For example, switching to natural DIY cleaners instead of store-bought brands can lead to substantial savings. These homemade solutions often use inexpensive, common household ingredients like vinegar and baking soda, and they can be just as effective as commercial products. While this might seem like a minor change, such savings can accumulate over the years, boosting your retirement fund. Remember, every bit helps when it comes to preparing for a comfortable retirement.

Invest in Insurance

As a senior stroke survivor, insurance should be used wisely when trying to build financial health. Research different types of insurance policies such as life insurance, disability insurance, and long-term care insurance. This will help you find out what type of coverage is best suited for you and your family’s needs in the future.

Sell Your Home and Downsize

Downsizing a home can be an effective way to build financial security for the future, especially if it allows you to reach your savings goals faster. Look online at home prices before making any decisions about buying or renting out a property so that you get the most out of any potential sale or rental agreement. Take note of the locations you like and how close they are to the things you need.

Research Assisted Living Costs

Many people don’t have a firm grasp on how costly it is to live in assisted living facilities and nursing homes. Yet statistics show most of us experience at least a brief stint in one, either recovering from illness or surgery or in our later years. To be prepared, research the costs and reviews of nearby assisted living facilities. This way, you will already have an understanding of the expense and can have a financial plan in place.

Planning for retirement can be intimidating, but it doesn’t have to be stressful. By taking steps like downsizing and selling your home and researching assisted living facilities, you can start taking care of your financial future today. 

 

 

For help finding the perfect home to live the good life in Citrus County, Florida, contact Realtor Linda Thomas today!